PayPal Fee Calculator

PayPal merchant fees are the charges deducted by PayPal when you receive payments through their platform. The fee structure consists of a percentage-based fee plus a fixed per-transaction fee. For domestic Goods & Services transactions in the United States, the standard rate is 2.99% + $0.49. International transactions incur a higher rate of 4.99% + a fixed feethat varies by the sender's country. Understanding these fees is essential for accurate pricing, invoicing, and profit margin calculations.

1. Enter the Transaction Amount: Type the gross amount you plan to charge your customer. For reverse calculation, toggle the mode and enter the net amount you want to receive instead.
2. Select the Transaction Type:Choose between Goods & Services (for selling products/services), Friends & Family (for personal transfers), or Micropayments (for transactions under $10). Each type has a different fee structure.
3. Choose the Sender Country: Select where the payment is coming from. This determines the international fee rate and the fixed per-transaction fee applied by PayPal.
4. View the Complete Breakdown: The calculator instantly shows the total fee, net amount you receive, effective fee percentage, and a line-by-line breakdown of all charges.

• Goods & Services (Domestic): 2.99% + $0.49 per transaction. This is the standard rate for selling products or services to buyers within the same country. The fee applies to the total amount including shipping, tax, and any other charges.
• Goods & Services (International): 4.99% + fixed fee per transaction. The percentage is higher for cross-border payments, and the fixed fee adjusts based on the currency and country of the sender.
• Friends & Family (Domestic): Freewhen funded by PayPal balance or bank account. If funded by a debit or credit card, the standard Goods & Services rate of 2.99% + $0.49 applies. International personal payments incur a 5.99% + fixed fee rate.
• Micropayments: 5% + $0.05 per transaction for digital goods under $10. This special rate is designed for merchants selling low-value digital content such as e-books, music downloads, or in-app items.

Your financial data privacy is paramount. Our PayPal Fee Calculator processes all calculations entirely within your browser using JavaScript. No transaction amounts, fee data, or personal information is ever sent to our servers, stored, or shared with third parties. The tool is 100% free to use with no signup, no accounts, and no usage limits. You can perform unlimited calculations across all transaction types and countries without any restrictions.