Capital Gains Tax Calculator India

Capital gains tax is a tax levied on the profit earned from the sale of a capital asset — such as equity shares, mutual funds, real estate, gold, or bonds. In India, capital gains are classified into two types based on the holding period: Short-Term Capital Gains (STCG) for assets sold before the qualifying holding period, and Long-Term Capital Gains (LTCG) for assets held beyond it. Our capital gains tax calculatorautomatically determines the gain type, applies the correct FY 2024-25 tax rate, and computes the 4% Health & Education Cess — all instantly in your browser with no signup required.

1. Enter Your Asset Details: Select the asset type (equity shares, equity mutual funds, debt funds, real estate, gold, or other), enter the purchase price per unit, sale price per unit, quantity, purchase date, sale date, and any transfer expenses like brokerage or stamp duty.
2. Instant Browser-Based Calculation:Click “Calculate Capital Gains Tax” and the calculator determines the holding period, classifies the gain as STCG or LTCG, applies indexation for eligible assets, deducts the ₹1.25 lakh LTCG exemption for equity, and computes the tax entirely in your browser. No data is sent to any server — your financial details stay completely private.
3. Review the Tax Breakdown: The capital gains tax calculator displays the capital gain or loss, taxable gain after exemptions, tax at the applicable rate, 4% cess, total tax liability, and net profit after tax — with a full line-by-line computation table.

• STCG vs. LTCG Classification: Automatically determines whether your gain is short-term or long-term based on the holding period threshold for each asset type — 12 months for equity and equity funds, 24 months for real estate, gold, and debt instruments.
• Indexed Cost of Acquisition: For LTCG on real estate, gold, and other assets, the calculator applies the Cost Inflation Index (CII) to adjust the purchase cost for inflation, reducing the taxable gain significantly.
• LTCG Exemption (Section 112A): For listed equity shares and equity mutual funds, the first ₹1.25 lakh of LTCG per financial year is exempt from tax (revised from ₹1 lakh in Budget 2024). The calculator deducts this automatically.
• Health & Education Cess: A 4% cess is applied on the computed tax amount as mandated by the Finance Act. The capital gains tax calculator includes this in the total tax liability.

This capital gains tax calculator uses FY 2024-25 rates as revised in Budget 2024: STCG on equity at 20% (up from 15%), LTCG on equity at 12.5% (up from 10%), and LTCG on debt/real estate/gold at 12.5% without indexation option (for assets purchased after July 23, 2024). The calculator does not account for surcharge applicable on high-income taxpayers, grandfathering provisions for equity gains accrued before January 31, 2018, or set-off and carry-forward of capital losses. Always consult a SEBI-registered financial advisor or chartered accountant before filing your ITR.